Privacy policy

WHAT DOES CADARET, GRANT & CO., INC. DO WITH YOUR PERSONAL INFORMATION?

 Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and Financial Information
• Health Information
When you are no longer our customer, we continue to share your information as described in this notice.
 How? All financial companies need to share client’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their client’s personal information; the reasons Cadaret, Grant & Co., Inc. chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does Cadaret, Grant & Co., Inc. share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—to offer our products and services to you

No

N/A

For joint marketing with other financial companies

No

N/A

For our affiliates’ everyday business purposes—information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes—information about your creditworthiness

Yes

Yes

For our affiliates to market to you

No

N/A

For nonaffiliates to market to you

No

N/A

 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Cadaret, Grant Agency
• Capital Strategy Group, Ltd.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Pershing LLC, and various 3rd party investment companies you have authorized.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• None
 
Questions? Call 800-288-8601 or go to www.cadaretgrant.com
 
Who we are
Who is providing this notice? Cadaret, Grant & Co., Inc./Cadaret, Grant Agency/Capital Strategy Group, Ltd.
 
What we do
How does Cadaret, Grant & Co., Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cadaret, Grant & Co., Inc. collect my personal information? We collect your personal information, for example, when you
• Open an Account or Apply for a policy
• Request a transfer or Request a bank deposit
• Request additional account services
The collection of this data is only to effect transactions you have requested and/or authorized.
Why can’t I limit all sharing? Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. Currently we limit sharing to the greatest degree possible.
 
European Union (EU) general data protection regulations applicable to EU residents
Subject to certain exemptions, you have certain rights regarding personal information, including the right to request a copy of personal information that we hold. You have a right to be informed of the source of the information; the purposes, legal basis and methods of processing; and the entities to whom personal information may be transferred. You have a right to request that we rectify inaccurate personal information. You can also request that we erase personal information unless it is necessary for compliance with applicable laws or regulations. We can be reached at 800.288.8601. You can exercise your rights by contacting us.